Making decisions for your Health Care Insurance can be complicated and hard to understand. Whether your a young single adult, a young family, a senior citizen, or a company the different types of policies and coverages can be many. No matter who you are, purchasing the right kind of health insurance can make a huge difference in your financial and physical security. No one wants to find out in the middle of a crises that you are not adequately covered for the type of care you may need.
Let's sit down and determine what your Health Insurance needs are.
Lets put together a strategy that will tailor your Health Insurance needs to fit you.
Enjoy the benefits of having an Insurance policy that is exactly what you need, in your price range.
Health Insurance Policies
Short Term Health Policies
Short-term is for a period less than a year and has health restrictions just like the ObamaCare Alternative can have. Does not qualify for the tax credit or subsidy.
A Health Insurance Policy that covers those under 65 for an extended period of time before a policy review becomes available. Does qualify for the tax credit and subsidy.
Medicare Health Policies
This Insurance is for the disabled and for those over 65. There are four parts to basic Medicare with actually being 6 types of plans, Part A, Part B, Part C which is broken into Medicare Advantage and Medicare Select, Part D, and Medicare Supplements.
Group Health Policies
Group Health is an employer based plan and must be grandfathered in or be an ObamaCare Group Plan. Must have two Optional Items that are usually dental and vision. If offered in a Cafeteria Plan then these benefits lower the taxable income so that employer and employee pay less in taxes.
Ken's Insurance Agency can help you pick the right Health Insurance coverage for you.
There are a wide range of Health Insurance Supplements that can be bought so that you have additional Health Insurance benefits.
Accident, Hospital Indemnity, Cancer, Critical Illness, Dental, Vision, Short-Term Disability, Long-Term Disability, Short-Term Care, Long-Term Care