Medicare Health Policies
This Insurance is for the disabled and for those 65 and over. There are four parts to basic Medicare with actually being 6 types of plans, Part A, Part B, Part C which is broken into Medicare Advantage and Medicare Select, Part D, and Medicare Supplements which are listed by what they cover and are Plan A, Plan B, Plan C, Plan D, Plan F, Plan F High Deductible, Plan G, Plan K, Plan L, Plan M, and Plan N. The Plan F and Plan F High Deductible will no longer be offered after 2020. Medicare Select is offered in Some states and is a Medigap plan just like Medicare supplements are Medigap Plans. With Medicare Supplements, Medicare Select, and Medicare Advantage Plans you must have and keep Medicare Part A and Part B. Medicare Supplements pay on top of Medicare part A and B covering some if not all of the deductible and copays, and medicare Advantage Pays instead of Medicare Part A and B and Medicare Advantage Includes the Part D in the Premium whereas the Medicare Supplement and Medicare Select you must purchase the Part D separately. Part D is the drug coverage. There are pluses and minuses to each.
There are a wide range of Health Insurance Supplements that can be bought so that you have additional Health Insurance benefits. Accident, Hospital Indemnity, Cancer, Critical Illness, Dental, Vision, Hearing, Short-Term Care, Long-Term Care, Telemedicine, Telecounseling, and Accidental Death and Dismemberment.
For the member and up to five dependents we have Tele-Doc as a benefit and soon will have Tele-Counselor. Does it give you added Value services? Have an accidental death and dismemberment and a hospital confinement benefit and an accident benefit if the member is injured in an accident and it does not have to be an auto accident for the member. Do you have Roadside Assistance? Does it have a deductible? We have Roadside assistance that has no deductible, and if you have a friend that can come and do that is a mechanic and he charges you for it, then we will reimburse you up to $100 per incident. Ask about all these services and how this can benefit you and what this cost because it will surprise you. Also, we offer this to individuals and as a company and benefits package.