A renter’s policy is a form of homeowners whereas the home is not in your name yet or you are not buying or own your home but live there. It is designed to cover your personal Items, medical expenses of family and visitors, and damage to other people in the complex injured or damaged by an event at your place. A renter’s policy can be used for a home you do not own, condo, or an apartment, or for a home that you are paying an individual for and is not financed through a bank and the seller holds the title. Condo renters is slightly different than an actual renter’s policy. Also, your car insurance only covers clothes and luggage up to $500 so a renter’s policy or homeowner policy covers those personal items that are not covered by an auto policy that get stolen or damaged.
We do classify this as an homeowners to where if you group it with like an auto policy and umbrella you can save up to 25% overall. We can offer this great protection, and auto for your family’s auto, and provide the best protection all around for you and your family. We do have to cover all Licensed drivers on the policies to be compliant but if they are not then they cannot drive the vehicle, or it will not be covered when they are driving.