Life Insurance Made Easy

Life Insurance is critical, but it cannot be evident. With people living longer, outliving their retirement, and suffering a significant life event, and surviving, what is one to do? We have the solutions to help with all of these and more.

Term Life

So, Term Life is a temporary form of Life Insurance. It is excellent for those starting with not much money or that need credit/mortgage protection.

Whole Life

by the way, Whole life is the first form of permanent life insurance. It pays a death benefit but not the cash value. You are also covered till age 100. It comes in four styles: Final Expense, up to $100k; Guaranteed Issue, Graded life but can provide coverage for those who have health conditions; whole life which is any whole life policy over $100k; and variable whole life which is tied to the stock market with risk.

Universal Life

Also, Universal life is another form of permanent life insurance. It can be broken into three main groupings. Universal Life is the first grouping and is a policy of its own. then there is Guaranteed Universal Life which will cover you for life but is not guaranteed issue. But an excellent policy for final expense; and variable Universal which is tied to the stock market.

Indexed Universal Life

Finally, Indexed Universal Life is another form of Universal Life that can be best used for retirement planning. Another form of retirement planning that you should check out is annuities.

We at Ken’s Insurance Agency have the tools and knowledge to implement these in your life and business.

Step 1: Receive and Evaluate
Step 2: Analysis and Planning
Step 3: Make plans and Implement

When you sign up with us, you get the specialized agent that can help you with all your Life needs, a specialist that is thoroughly trained and knows all the options, our software, and how to satisfy your needs.