Life Insurance is very Important

Life Insurance is critical, but it cannot be evident. With people living longer, outliving their retirement, and suffering a significant life event and surviving, what is one to do? We have the solutions to help with all of these and more.

Term Life

So, Term Life is a temporary form of Life Insurance. It is excellent for those starting with not much money or that need credit/mortgage protection.

Whole Life

by the way, Whole life is the first form of permanent life insurance. It pays a death benefit but not the cash value. You are also covered till age 100. It comes in four styles: Final Expense, up to $100k; Guaranteed Issue, Graded life but can provide coverage for those who have health conditions; whole life which is any whole life policy over $100k; and variable whole life which is tied to the stock market with risk.

Universal Life

Also, Universal life is another form of permanent life insurance. It can be broken into three main groupings. Universal Life is the first grouping and is a policy of its own. then there is Guaranteed Universal Life which will cover you for life but is not guaranteed issue. But an excellent policy for final expense; and variable Universal which is tied to the stock market.

Indexed Universal Life

Finally, Indexed Universal Life is another form of Universal Life that can be best used for retirement planning. Another form of retirement planning that you should check out is annuities.

We at Ken’s Insurance Agency have the tools and knowledge to implement these in your life and business.

Our process

Step 1: Receive and Evaluate
Step 2: Analysis and Planning
Step 3: Make plans and Implement

What you got ?

When you sign up with us, you get the specialized agent that can help you with all your Life needs, a specialist that is thoroughly trained and knows all the options, our software, and how to satisfy your needs.

A great reason to do Business with Us

Another plus in doing business with us is if you get quotes you will get a vacation voucher within 48 hours after completing this. But if you also chose to implement any part of what we present then you will get the voucher and it will be upgraded. And every year on the renewal of any policies on the books as long as they remain on the books you will get another voucher.

How it works

These vouchers are not to give you a 100% free vacation there will be some cost. But the cost will be significantly less than it would be if you booked the same trip through another source. Also, for total clarity, we make no money on the voucher that is a gift to you. And the only service we have that you cannot get the voucher for is Medicare because of the laws for what we can give in this field.

The 48 hours begin when it comes to the voucher once a decision has been made about purchasing our suggestions in part or in full as the purchase being completed gets you the upgrade. If you do not purchase then you will get the voucher for no purchase. Also, be aware these vouchers have no timeshare or other presentation requirements.

Living Benefits

Living Benefits

401K Alternative

IUL vs IRA 401K Pension Plan

Understanding Index Universal Life Insurance

Book an appointment with Ken's Insurance Agency, LLC